our services
Loan Packaging & Underwriting
Our expert team provides comprehensive assistance to clients, guiding them through the process of understanding, preparing, and optimizing their loan applications for higher approval chances.
We understand that navigating the loan underwriting process can be complex and time-consuming, and we are committed to making it as smooth and efficient as possible.
Relationship Building
At Spartan Capital Advisory (SCA), we recognize the importance of strategic partnerships in the world of finance and real estate. We actively foster relationships with a diverse network of lenders, operators, developers, and industry professionals, leveraging these connections to provide our clients with access to a wide range of reputable and unique financing options.
Advisory Services
We go beyond simply facilitating loans. We strive to be trusted advisors to our clients, offering expert guidance throughout the entire loan lifecycle. Our team of experienced professionals is dedicated to providing valuable insights on market trends, financing strategies, deal structuring, and process efficiencies, ensuring that our clients make informed decisions and maximize their financial outcomes.
our process
1.
Initial
Consultation
We begin by scheduling an initial consultation to gain a comprehensive understanding of specific financing needs and ascertain the desired timeline for the deal and any particular requirements pertaining to the project.
2.
Needs
Assessment
In order to establish realistic expectations, our team diligently carries out a comprehensive needs assessment to gain a thorough understanding of the financing request.
3.
Market
Analysis
We can help provide a detailed market analysis and feasibility study, evaluating factors such as market demand, competition, and revenue projections to provide insights for informed decision-making.
4.
Financing
Proposal
Based on the needs and market analysis, we prepare a tailored borrower Opportunity Memo proposal that outlines the available loan options, terms, and timeline.
5.
Loan
Packaging
Our experienced team assists in assembling the loan package, ensuring all necessary documentation and financial information are organized and presented in a clear and compelling manner.
6.
Lender
Matching
Leveraging our extensive network of local and regional lenders, we identify the most suitable lenders for the specific project and initiate discussions to gauge interest and preliminary terms.
7.
Application &
Underwriting
We assist clients in finding a lender and guide them through the loan application, helping with paperwork and meeting requirements. We collaborate with both client and lender during underwriting for a seamless process.
8.
Closing &
Funding
Upon receiving approval for the loan, our team can help facilitate a streamlined and efficient loan closing process between our client, lender, and title.
Throughout the loan lifecycle, we are an available resource to provide ongoing support to our clients. We can assist with any post-closing requirements, provide market updates for future financing opportunities, and remain available to address any questions or concerns that may arise.
Our focus is on
delivering…
comprehensive
financing solutions
market
expertise
personalized
support
strategic
insights
